A: There are usually several reasons why a case does not settle including the following:

a. The insurance company believes that you and your attorney have asked for more money than they are willing to pay voluntarily for the claim.

b. Liability, that is, "fault," is either being denied by the insurance company or the insurance company believes that you and/or some other party bear some responsibility for your own injuries.

c. The insurance company, because of internal reasons or company policy, resists payment of your claim and is forcing claimants to go through the trouble of a lawsuit.

d. The insurance company is stalling for time hoping that you and your attorney will reduce the value of your claim.

e. The insurance company does not believe that you were injured, or that you were injured as badly as you claim. Therefore, the company is requiring that you pursue a lawsuit to prove your injuries.