A:

Yes! There is the “tort threshold” under Florida Statute that must be met. A tort action brought against an owner, registrant, operator, or occupant of a motor vehicle insured under no-fault law, or for any entity legally responsible for an act or omission by one of those parties entitles the plaintiff to recover damages for pain, suffering, mental anguish, and inconvenience provided it meets certain criteria. The criteria include either a) significant & permanent loss of an important bodily function, or b) permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement or c) significant and permanent scarring or disfigurement, or d) death.