sharminlaw

What Your Attorney Should Do to Determine All Potential Defendants and Liability Coverage: Part II

Once your West Palm Beach car accident attorney has received all of the insurance policies providing potential coverage on your claim, he/she should carefully review it to determine if the insurer has engaged in bad faith settlement conduct.  You may have a claim agaisnt the insurer for misrepresentation, asserting inappropriate coverage defenses or other bad faith behavior.  A skilled bad faith attorney may be able to recover money for you exceeding the policy limits. Failure to properly review an insurance policy can lead to injured car accident victims giving up certain rights they are legally entitled to and allowing the insurance company to wiggle out of liability especially if they try to claim the torfeasor did not pay his/her premiums and therefore there is no coverage.  Never talk to the insurance company without seeing an accident attorney first and the better word of advice is to let the attorney do the talking.  To pursue a bad faith claim, the plaintiff must show coverage, wrongful refusal to defend by the insurance company, and that settlement was reasonable and made in good faith.