sharminlaw

West Palm Beach Car Accident UM Complaint

If you have been involved in a West Palm Beach car accident and your West Palm Beach car accident lawyer determines the at-fault driver has no bodily injury insurance, your attorney will look at your own car insurance policy to determine whether you have uninsured/underinsured (UM)motorist coverage. If your West Palm Beach car accident attorney is unable to settle your UM claim with your insurance company, he/she may have to file a lawsuit on your behalf. If so, you might expect the complaint to identify you as the plaintiff and describe the date and facts of the car accident and that you have injuries, mental/physical pain and suffering now and in the future and that you are legally entitled to recover damages. The first claim against the insurance company will be breach of contract for failing to pay damages and honor the insurance contract. The second count will be for an undisputed claim meaning that your West Palm Beach car accident lawyer wrote a letter to your insurance company giving them a certain amount of time to dispute the claim and they failed to do so. The last claim might be for unfair claim settlement practice under which you could recover for damages as the insured brought on by the insurer including costs, attorneys fees and interes, etc.