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UM Benefits and Subrogation After Your West Palm Beach Car Accident

If you have underinsured motorist coverage (aka UM benefits), your insurance company may choose to subrogate by refusing to settle your claim. If the underinsured UM carrier chooses to subrogate, they must pay to the injured party the amount of the written offer from the UM liability carrier within 30 days of receipt of notice of a proposed settlement. Oftentimes, when you are involved in a West Palm Beach car accident, the other party either has no bodily injury protection benefits or your injuries exceed their limits.  This is when you would look to your own insurance company to determine whether you purchased UM coverage for the remaining benefits. If you have been injured in a West Palm Beach, Florida car accident, contact a West Palm Beach car accdident lawyer immediately to determine your rights and entitlements from all available insurance policies.