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Car Accidents

6/12/2009
Brooke Sharmin
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Subrogation Rights and Releasing a Tortfeasor: What You Should Know About UM Coverage and Your Palm Beach County Accident Case: Part I

Subrogation means taking the legal rights of someone whose debts/expenses have been paid.  Subrogation occurs when an insurance company who has paid off its injured claimant takes the legal rights of the claimant agaisnt a 3rd party that caused the injury to recover what the UM carrier paid. A UM carrier has a common law right to subrogation against an uninsured motorist.

If you have been in a Palm Beach County car accident with an uninsured motorist, you can collect from your own UM policy and your insurance company can then go after the person who injured you to get their money back.  To do this, you must have UM coverage.



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