sharminlaw

Pursuing a Bad Faith Claim Against an Insurance Company

You may have a bad faith claim agaisnt an insurer if they do any of the following:

1. Attempt to settle a claim when part of the policy was alterd without notice to or consent from the insured

2. materially misrepresent to the insured or any other person having an interest in hte proceeds payable under the policy with the intent to settle the loss on such policy on less favorable terms than the policy provides

3. Performing any of the following so frequently so as to indicate a general business practice:

a) failing to adopt of implement standards for proper investigation of claims

b) misrepresenting pertinent facts or plocy provisions with respect to claims

c) failing to act promptly upon communications with respect to claims

d) denying claims without reasonable investigation based on available information

e) failing to affirm or deny full or partial cliams

f) faiure to promptly provide reasonable explanation to insured for basis for denial of claim

g) failure to promptly notify the insured of additional info needed to process claim and to provide clear explanation why info is needs and why it is necessary

It is important to immediately hire a Palm Beach County car accident attorney when you have been injured in a car accident. A skilled car accident knows how to set up your case for potential bad faith by the insurance company, to bring you maximum recovery in the event the insurance company fails to act in good faith and perform all necessary steps legally required of them to process your claim.