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Car Accidents

8/27/2010
Eiman Sharmin
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No Fault West Palm Beach Car Accident Insurance and ERISA Plan Health Insurance Coverage

Sometimes a West Palm Beach car accident victim may have more than one type of insurance that covers injuries suffered in a West Palm Beach car accident. This may be the case when you have no fault car accident insurance and ERISA plan health insurance coverage usually through your employer. Your West Palm Beach car accident lawyer may write a letter to the car insurance carrier and the ERISA plan administrator identifying himself/herself as your West Palm Beach car accident attorney and the details of your accident including the date and type of injury and that both carriers should direct all further communications to them on your behalf. In the letter your West Palm Beach car accident lawyer may identify the policy he/she believes to be primarily responsible for coverage of your injuries or ask the carriers to inform them of there are competing benefits. The letter will also ask that both carriers send certified copies of the policies and that the ERISA plan administrator send copies of the disability plans, summary of the plans, and any documents used to make benefit determinations.



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