Insurance Law and Determining Coverage When There is Multiple Liability After a Palm Beach County Car Accident

When there is a negligent party not insured by a carrier insuring the owner of the vehicle, the owner's insurer may try to invoke an escape clause.  Almost all insurance policies insure people other than the primary person on the cover of the declarations page of the policy.  The named insured along with the named insured's spouse and certain resident relatives will also likely be covred by the policy.  A policy may exclude coverage for specific person with bad driving records.  It is important to retain an experienced Palm Beach County car accident attorney to determine who may be ultimately liable if there are numerous policies available and what coverage may be excluded. You should never try to interpret the insurance policy yourself or negotiate with the insurance company without the experitse of an attorney.