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Insurance Coverage When You've Been In a Palm Beach County Accident With a Rental Car

A long-term lease agreement is one that is one year or longer and a short-term lease agreement is one that is less than one year. If you rent a car from a rental car agency, pay attention to the rental contract and understand the provisions regarding primary coverage for the rental car.  A lessor (the person leasing the car to you) is required to provide primary liability coverage equal to the minimum required by law which is currently $10,000.  If the rental company provides on the face of the agreement in bold 10 point font, clear indication that they have opted to make you responsible for primary coverage, then you will be responsible.  However, if they fail to satisfy any of those conditions, then thye will be liable to you if you are involved in a Palm Beach County car accident. 

It is important that you contact an experienced Palm Beach County car accident attorney if you have been in an accident with a rental car.  Understanding the nuances of the law as it related to car accidents and insurance laibility is best left to a professional who has knowledge in how these cases work and understands the dynamis at play with the insurance company.  Don't let the rental car agency get away with not being liable if you suspect they may be.

If a lessor leases a vehicle covered by its policy and the lessor shifts the burden of primary coverage to the lessee who only has excess coverage, if an accident occurs, the lessee's insurance company cannot be forced to assume the role of the primary insurer if the lesses has no primary coverage.