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Car Accidents

7/21/2009
Brooke Sharmin
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Independent Medical Examinations and Your Palm Beach County Car Accident

If you have been injured in a Palm Beach County car accident, the insurer has a right to to mandate an independent medical exam (IME) for mental/physical conditions that are material to the benefits being claimed.  Because of this right under Florida no-fault (PIP) laws, the insured can be denied benefits if they miss an appointment except in certain circumstances.

If a claimant does not attend an IME, the insured may be relieved from paying medical bills incurred prior to the exam but billed after benefits have been terminated.  Failure to attend does not automatically eliminate an insurer's duty to pay, you have to look at the contract itself and see if maybe the appointment was scheduled remote to the plaintiff's residence.  You should hire an experienced Palm Beach County car accident attorney prior to attending an IME to insure your rights are protected.  You are allowed a witness and remember the doctor is hired by the opposing side and will be trying to show that you are not injured or not in pain.  Br sure to let the doctor know of any pain and injuries you have.

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