sharminlaw

First Party Bad Faith and Your Palm Beach County Accident Case

  If you want to send an insurance company running for cover, just mention two words: bad faith.  What is bad faith?  Bad faith arises when an insurance company wrongfully denies insurance benefits.  This usually occurs in two instances: first party and third party bad faith.

First party bad faith arises when the Palm Beach County car accident attorney writes a letter to the insurance company of his/her own insured asking to pay benefits.  The insurance company then lies, withholds critical information, fails to reasonably investigate the claim, fails to promptly gather information from their insured to assess the claim, basically “Saying no without saying why.”  The insurance company then refuses to pay and the  West Palm Beach accident attorney files a civil remedies notice.  The insurance company still refuses pay.  Sixty days pass and the Palm Beach County accident victim files suit against his own insurance company and gets a verdict for X.  The insurance company has to pay X even if it exceeds the policy limits.