sharminlaw

Disability and Death Benefits Under Your PIP Insurance in Palm Beach County: Part I

Under Florida law, disability benefits of 60% are required for loss earning capacity from inability to work and cost of having to hire someone else to do ordinary and necessary services that the injured person cannot because of injuries sustained in a Palm Beach County car accident.  Disabilty benefits are not calculated just as the lost salary the injured suffered from not being able to work but rather the loss of earning capacity in addition to loss of gross income.  If the claimant dies, the coverage for loss of income or earning capacity is no longer available.  If the insured's medical premiums are paid by their employer as part of their gross salary, then they are entitled to 60% of that amount too.