Determining the Defendants and Extent of Coverage in Your West Palm Beach Car Accident Case

One of the first things your Palm Beach County car accident attorney should do is determine the coverage available on your case.  Sometimes the UM carrier or tortfeasor's insurance company has folded and under Florida Statute there is a one year limitation for filing cliams against insolvent insurance carriers.   Quick determination of coverage  also means getting your  claim looked at sooner.  A skilled Palm Beach County accident attorney must review all possible policies to correctly assess your claim.  An insurance company has 30 days to produce certified copies of liability coverage and other important documents after receiving written notice from your attorney.

Once the attorney receives the policy, he/she must review it and determine whether the carrier has engaged in any bad faith settlement conduct.  The attorney must decide if there is a claim against the insurance company itself for misrepresentation or other wrongful conduct which may support a bad faith claim.  A skilled West Palm Beach bad faith attorney may be able to exceed the policy coverage otherwise available to you.