How Does My Palm Beach County Accident Attorney Determine Who is Liable for My Injuries?

After a lawsuit is filed, discovery rules allow the Plaintiff to inquire about the type of insurance policy or policies available and the extent of coverage.  However, before the implementation of Florida Statute 627.4137, insurance companies made it difficult to obtain this information without filing suit.  Florida Statute 627.4137 requires insurance companies  within 30 days of receiving a written request from the claimant, to provide certain information including:

the name of the insurer
the name of each insured
limits of liability coverage
a statement of policy/coverage defenses insurer reasonably believes are available
and a copy of the policy

Your Palm Beach County car accident lawyer should use this information to determine whi may be liable and the extent of coverage available to you.  Insurers usually comply with this request because of potential bad faith exposure down the line